BANKINGSTACK

BANKINGSTACK is a modern, cloud-native fintech OS digital banking platform, that offers end to end digital banking solutions for banks and financial institutions.

Accelerating innovation in digital banking

BANKINGSTACK is a cloud-native digital banking OS that helps banks and financial institutions to launch fintech-powered solutions in a matter of weeks. Delivered in a fully managed SaaS model, BANKINGSTACK seamlessly integrates ‘beyond banking’ capabilities with banks’ existing offerings, helping them serve as a holistic ‘financial OS’ for their customers.

BANKINGSTACK is a part of Open Financial Technologies, the world’s fastest growing digital banking enterprise. We power 2.7 million businesses through our suite of digital banking products. Over 14 banking clients are using BANKINGSTACK to drive growth in new customer acquisitions, low cost deposits and lending revenues, while unlocking new market segments and new revenue streams. One of India’s top 3 private banks saw 3X growth in current account deposits and 10% growth in customer acquisition within months of implementing BANKINGSTACK.

Digital Banking Reboot - With Low Capex, Fast Go-to-Market & Continuous Delivery of Innovation

Rapid adoption of digital tools and operations by SMEs has created a digital footprint that is driving innovation amongst fintechs. By integrating and automating workflows across banking, finance and operations, fintechs are offering holistic ‘run-the-business’ and ‘grow-the-business’ solutions for small and medium enterprises. Moreover, fintechs have set the framework for alternate risk assessment models that ride on the SME digital data footprint. With innovative underwriting based on a business’ cash flow, accounts payables and receivables, and recurring revenues, banks can now look at scaling their low-risk lending portfolios to previously unaddressed segments.

BANKINGSTACK helps banks and financial institutions adopt this model by bundling banking and beyond banking capabilities (like financial automation, alternative underwriting, value added services and collaborative marketplaces) in a seamless ‘financial OS’ for their

2017

sme banking, consumer banking, embedded finance