Brian Decker "The Mortgage Guy" - Guaranteed Rate thumb

Brian Decker "The Mortgage Guy" - Guaranteed Rate

27710 Jefferson Avenue, Temecula 92590

(951) 365-2765


Brian Decker "The Mortgage Guy" - Guaranteed Rate cover


Smile Life's Too Short


Guaranteed Rate's mission is to Revolutionize Life's Biggest Purchase (TM) by offering home owners:

(1) a low rate home loan with no hidden fees
(2) a simple to understand process
(3) caring customer guidance from friendly experts
(4) choice of interaction - face-to-face, over the phone or online, and
(5) respectful, consultative assistance.

We'd love to help you with Life's Biggest Purchase (TM) too!


Brian Decker is one of the nation's Top 50 Mortgage Originators (Top 1% of the Top 1%) his experience, 24/7 service and dedication to his clients is why the area's top realtors choose him as their trusted lender. He offers his clients industry leading mortgage rates on Jumbo, VA, USDA, FHA, Conventional and Home Equity mortgage products.

Brian Decker moved to the Temecula Valley in 1991 and now is lucky enough to raise his own family there today. He takes great pride in providing his clients with the best loan programs at the lowest rates available. He has been in the mortgage industry for over a decade and during this period of time has established himself as one of the hardest working individuals in the industry. Communication is essential during a purchase or refinance, which is why each and every client will receive a daily update on their file.

As a national top producing originator Brian has been recognized not only locally for his production and performance within the industry but also nationally. Brian Decker was recognized as the #1 Mortgage Originator in the United States for Volume Gain out of over 300,000 licensed mortgage originators by Scotsman Guide. For the last six years Brian Decker has been ranked as one the Top 50 Mortgage Originators in the U.S. by Scotsman Guide and Mortgage Executive Magazine.

Outside of the office Brian enjoys spending time with his beautiful wife Alison, their crazy 8 month old son Slater and their two year old daughter Kinsley Grace. In what little spare time he has, he enjoys volunteering at his church, real estate rehab/development projects, Crossfit, cooking and is an avid car collector/enthusiast.





ONLINE MORTGAGE APP - Award winning application that has already funded more than $2.1 billion in loans as of Dec. 31, 2013.

30 YEAR FIXED - This is our traditional fixed-rate product that offers long-term safety and reliability.

REFI PLUS - A great way to lower your payment and take advantage of the Refinance Boom.

FHA LOANS - Buy your home with as little as 3.5% down!

VA LOANS - Veterans qualify for home loans with relaxed credit standards and in some cases, can qualify with no down payment.

ARM WITH FIXED RATE - You can lower your payment and have more money in your pocket!

REVERSE MORTGAGE - Seniors over 62 can eliminate mortgage payments and stay in their present homes!

**Check out our Partner Xchange website!




2016 named one of the Top 20 Loan Officers on the West Coast
2016 Named one of the 12 Biggest Movers & Shakers in the Mortgage Industry
2010-2015 National Top 50 Loan Officer Award (Scotsman Guide)
2011 #1 Volume Gain Originator in the U.S.
Moxie Award For Best Corporate Digital Innovation 2013 for Guaranteed Rate's Online Mortgage App

Inc. Magazine Hire Power Award: Named a top private job creator in the U.S.

Inc. Magazine 500/5000: Recognized as one of the most successful private companies in the U.S.

Crain’s Chicago's Fast Fifty: Included on list of the fastest growing companies in Chicago since 2007.

Chicago Tribune Top Workplace: Named a top place to work in Chicago three of the last four years.

Founder and CEO, Victor Ciardelli, honored with the prestigious Ernst & Young Entrepreneur of the Year Award.

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