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CHAG - Project HOAP Home Ownership Affordability Partnership

CHAG - Project HOAP Home Ownership Affordability Partnership

133 Main St West, Suite 201, North Bay (ON), P1B 2T6, Canada

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705-472-0200

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About HOAP helps low-income families help themselves. HOAP is a non-profit organization empowering families.
CHAG - Project HOAP Home Ownership Affordability Partnership cover
Mission Our Mission: HOAP Nipissing collectively provides the expertise and resources to facilitate the effective movement of low income families with young children from rental accommodation into their own safe, secure and affordable home

Our Goal: HOAP’s aim is to empower families by improving their living conditions and opportunities by stabilizing their home life. By securing the most basic needs, housing, this offers the families a chance to set down roots, build support systems and consider higher education. Reducing the impact of poverty also increases the chances that the families will experience improved physical and mental health, thus reducing costs for the public long-term.

Our Objective: Each year our organization aims to maintain homeownership with the families that we have worked with in past HOAP projects. Each year, our organization aims to start a new HOAP project empowering a family in the Nipissing District to purchase and renovate a home with community volunteers, partners and resources. The organization will also continue to provide financial consultation and support to families who may not qualify today but have homeownership as a goal for their family in the future.
Description HOAP helps low-income families help themselves. HOAP is a non-profit organization empowering families (with children under 12) who are currently renting their residence. Together with the community, HOAP makes it possible for working families living below the poverty line to own their own homes.

Eligible low-income families can benefit from:
• A non-repayable down payment on a home.
• A link to volunteers and supplies to upgrade the home (the families also contribute 500 hours in kind service to the home improvement).
• An improved lifestyle and atmosphere for the children.
• Pride of ownership.

HOAP is delivered by CHAG (Community Homeownership Action Group) which became incorporated in October 2003. However, it has arose out of considerable reflection and planning by a grassroots coalition prior to that date. Starting with the release of a report on Homelessness in the spring of 1998, and a Community Action Plan "One Step Forward" in 2000, it was determined that increased supply of safe and affordable housing was the number one priority in Nipissing District. In 2001, CHAG was formed by active participants in various Social Justice Committees of churches around North Bay. CHAG has become incorporated, they have facilitated focus groups and orientations for families of low income, developed cooperative support systems, raised money, produced a Business Plan and collected tools and materials. Most significantly CHAG has formed contractual strategic partnerships with a cross section of community agencies each committed to the vision of families with young children living on low-incomes to become stabilized and secure in their own homes.

In 2005, the following accomplishments were made. We undertook to review and amend our Strategic Plan with the assistance of an Affordable Housing Specialist, Ed Starr, of Social Housing Strategy Consultants. We reformed our model to include the HOAP Partners. To date we have enlisted 8 additional partners each with a variety
Founded CHAG 2001
HOAP Incorporated 2003
  • 133 Main St West, Suite 201, North Bay (ON), P1B 2T6, Canada
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