|About||Residential and Commercial Real Estate Lending Services|
|Mission||To deliver from application to closing a mortgage loan in less than 30 days at a better than average market interest rates.|
Residential real estate mortgage company primarily serving the city of Houston and licensed in the states of Texas, Louisiana and Florida.
Mortgage products include but not limited to Conventional, FHA, VA, Jumbo, Hard Money, Construction or ITIN mortgage loans for US Citizens, Residents, Non-Permanent Residents and/or Foreign Nationals.
- Renovation Purchase Programs.
- Hard Money.
- Construction loans up to $1,750,000.
- Fix and Flip Rehab Loans.
- Programs for ITIN#:
Purchase - 20% down Payment
Refinance/Cash out 65% LTV
- FHA Streamline refinance no appraisal no income verification.
- FHA Efficient Energy Mortgage fixed 30 year.
- FHA 203(b) Standard 15/30 year fixed.
- FHA 30 year 560 to 579 score with 10% down payment.
- FHA 30 year 580+ score with 3.5% down payment.
- FHA 203k Rehab Loan repairs up to $35,000 with 10% escrowed.
- FNMA HomePath® repairs up to $15,000.
- HUD REOs FHA 30 year fixed rate $100 down payment.
- USDA Rural Housing - 100% financing MI 0.4
- VA Standard 100% LTV no MI,
- VA IRRL refinance no appraisal for certain servicing lenders.
- Conforming FNMA DU Refi Plus 105% LTV/Unlimited CLTV.
- Conforming DU Refi Plus 125% LTV No MI.
- Conforming FHLMC LP Open Access 105% LTV/Unlimited CLTV.
- Conforming FNMA/FHLMC Standard 10,15,20,25,30 terms with fixed and ARM ( i only) rates.
- JUMBO 90% LTV
- JUMBO 15,20,30 year fixed.
- JUMBO ARM 1/1, 3/1 and 5/1 interest only, 7/1, 10/1
- Other loans funded:
• 5-10 Financed Properties allowed on Investment Transactions
• DU Refi Plus to 125% LTV, unlimited CLTV, min 580 FICO
• Non-Owner Non-Arm's Length Transactions
• Rental Income without Landlord History
• Handwritten Paystubs or W2s
• Un-permitted Additions to Property
• Gift Funds from Overseas
• Clergy Housing Income
• Gaps in Employment or recent college graduates
• Using Unemployment Income
• Flip Transactions under 90 days.
• Declining Income
This is not an advertisement or an offer for an extension of credit. This is intended only for real estate professionals. Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions may apply.