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Wednesday
18
APR

FREE CE Class

11:30
14:00
Jaynes Mortgage Team
Event organized by Jaynes Mortgage Team

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Credit Reporting is a vital component to the mortgage and real estate process. Having a clear understanding of how it functions can help you maximize your opportunities and close more transactions.

Credit Repair Resources is a leader in the credit services industry. Located here in Northeast Ohio they have been working with credit challenged buyers since 2007. They are proven experts and have created this CE to educate their partners in many areas related to credit reporting.

This is NOT a credit repair class! Although they will discuss their process and answer questions, this course covers much more than credit restoration. During the 2 hours, you will learn about:


The origins of credit reporting
The Fair Credit Reporting Act and other consumer protection laws
In depth review of the largest and ongoing credit reporting overhaul in history
Changes in credit and underwriting
Understanding how a credit score is generated
Review of positive and negative accounts: How they impact a score and how long they report
Why credit scores vary and discussion of consumer scoring models vs. lender models
Credit monitoring services
How to properly repair a credit report after an economic event