San Diego Habitat for Humanity brings people together to build homes, communities, and hope.
Habitat is focused on creating homes for ownership by low-income families in need. Habitat homes are sold to Partner Families at no profit and are financed by a 0%-interest 25 to 30-year mortgage. The mortgage payments create a revolving fund that Habitat uses to construct future homes for local families in need.
Habitat partner families qualify for our program by showing a demonstrated need for improved housing, a willingness to partner with Habitat by committing to 250-500 hours of “sweat equity” helping to build their own homes, and the ability to repay the 0%-interest, 25 to 30-year mortgage.