Ruby Chien values quality service over business volume and aims at building long-term client relationships. Loans are not just about pricing, they are about planning and reality check, about looking into the future, about thinking outside of the box.
If you are worried that refinancing means filling out paperwork for endless hours, think again! Let us show you a frustration-free process from application to closing with our "Less paperwork and more personal attention" guarantee. I can walk you through the process and make it anxiety-free to improve your interest rate and monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment. Let our professionals guide you to the very best refinance loan! We are eager to show you how: 510-299-7475.
Ruby Chien joined the real estate and mortgage industry in 1989. With 2 years of experience in real estate and 21 years of experience in mortgage lending, she has exceptional knowledge and skill in providing fantastic service and a smooth transaction. By maintaining constant open communication throughout the process, she keeps her clients well informed of the situation and answers all their questions with clarity and valuable industry insight. Her sincerity toward clients, dedication to work for their best interests, and ability to operate at a high level of efficiency has earned their trust for many years, which contributes to 90% of her business coming from clients’ referrals.
residential loan, commercial loan, purchase and refinance,
275 Saratoga Ave, Ste 220, Santa Clara (CA), 95050-6669, United States