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Life and Critical Illness Cover
Family Income Benefit
Wills & Estate Planning
Based in Pontefract but covers the UK.
With over 15 years’ experience in financial services, I will be able to guide you through the whole mortgage process. Whether you are a First time buyer, moving home or have come to the end of your current mortgage deal; I can search through a comprehensive list of mortgage lenders and over a 1,000 mortgage products to ensure you get the best deal possible.
Our initial mortgage consultation is free. We will charge a fee between £150 and £500 on mortgage application. The amount we will charge is dependent on the amount of research and administration required.
After an initial 10 minute chat over the phone, I will be able to give you an idea of costs. If we agree that it will be beneficial for you to proceed, I will be happy to travel to you to go through an in depth meeting including full advice and recommendations.
I am based in Pontefract but travel to all areas in England and Wales.
Richard Sanger t/a Sanger Financial Services is an appointed representative of First Complete which is authorised and regulated by the Financial Conduct Authority for Mortgages and non-investment advice only.
Your home may be repossessed if you do not keep up to repayments on your mortgage.